Is College Debt To Much Essay

Everyone who wants to go to college is often faced with the same fact, how will I pay? Students often go with the options of taking loans, after much consideration and research, research sometimes based on essays written by authors. Even though Carey and Wilson both address the debt college could put someone in. Wilson provides a more convincing argument due to the fact that he gives more information on statistics of student loans, more information about loans, and an unbiased opinion. Before you make a big decision you should always know the risks and benefits. One way to ensure you make a good decision is, if possible look at statistics. In the essays â€Å"Why Do You Think They’re Called For- Profit Colleges?† by Kevin Carey and â€Å"A Lifetime Of Student Debt? Not Likely† by Robin Wilson they both take different approaches to using statistics about student loan debt in their writing. Carey does not use any statistics making his article harder to understand a nd his material credibility questionable. Carey states that, â€Å"The University Of Phoenix is on pace to reap $4 billion from federal loans† (Carey 216). This is one of the only times in his article Carey mentions how much colleges make from loans. He then says â€Å"Unfortunately, a large and growing number of graduates of for-profit colleges are having trouble paying those loans back† (Carey 216). Although Carey says it’s a large number of graduates that have trouble paying loans back he does not show any statistics to confirm it, which makes his information questionable. On the other hand Wilson uses an abundance of statistics in his article which makes the article easy to understand and a trustworthy source. According to Wilson, â€Å"Of the 65 percent who face debt, the average they owe is around $20,00† Andrews 2 (Wilson 257). Wilson also gives statistics on the amount of debt difference between undergraduate and graduate degrees, and public and private schools  graduates. Just the uses of Wilsons statistics makes me realize that debt is a manageable and wouldn’t overwhelm my life. The next point that really set these two essays apart was the amount of information given about loans. In Carey’s article he gives very little information about loans in general. He really just implies that student’s taking large loans are what are making for-profit colleges so profitable. He fails to give us information about why loans are needed, and what loans allow people to do. Unlike Wilson who again gives us plenty of material to see the pros and cons of loans. Wilson covers topics like interest rates, and borrowing risks. He also includes stories from people’s real life describing their personal success and struggles with student debt. These personal stories really helped me connect with Wilson’s article and understand the pros of taking loans. The last point that set these essays apart was the amount of bias in the articles. I felt Carey’s article was extremely biased towards one man named Michal Clifford. It shows Clifford as almost a monster. Carey says, â€Å"Entrepreneurs like Clifford, meanwhile, have been snapping up dying nonprofit colleges and quickly turning them into money making machines† (Carey 216). I on the other hand do not think its Clifford fault. He is just doing his job, and it seems he’s doing a very good job at it. One way or another the student has to pay for college and it’s going to be fairly expensive in this day and age, and I feel like Carey is just trying to put the blame on someone. Although Wilson acknowledges that there are some problems with students loans and some people will have a difficult time paying them back, I think he wrote a very fair and unbiased essay. Andrews 3 There are always two sides to every story and multiple ways of looking at things, as shown in these two essays both discussing student loan debt. Although these essays both challenged my mind and gave me new insight on student loan debt, I thought Wilsons essay was much more to the point. Also he included so much more in depth information that made the article interesting ,knowledgeable, and meaningful.

Asking for Directions in English

Asking for directions is important, but its also easy to become confused when listening to someone giving directions. This is true even in your own native language, so you can imagine how important it is to pay careful attention when listening to someone provide directions in English! Here are a few suggestions and tips to help you remember the directions as someone gives them to you. Take 2nd rightGo 300 yardsTake 1st left at the stop signGo 100 yards the shop is on your left. Make sure to ask the person giving directions to repeat and/or slow down.In order to help out, repeat each direction the person gives. This will help both you remember the names of streets, turns, etc., as well as help the person giving directions provide clear instructions.Make visual notes while the person describes the route.Once the person has given you directions, repeat the entire set of directions again. Here is a short dialogue. A number of questions are asked during this short scene. You may notice that some of these questions are not asked using the standard question form (e.g. Where do I go?), but that polite forms are used (indirect questions e.g. I wonder if you can help me.). These questions are often longer and are used in order to be polite. The meaning does not change, only the structure of the question (Where do you come from becomes Would you mind telling where you come from?). Giving Directions Bob: Excuse me, Im afraid I cant find a bank. Do you know where one is?Frank: Well, there are a few banks near here. Do you have a particular bank in mind? Bob: Im afraid I dont. I just need to withdraw some money from either a teller  or an ATM.Frank: OK, thats easy. Bob: Im going by car.Frank: Well, in that case, go straight ahead on this street until the third traffic light. Take a left there, and continue on until you come to a stop sign. Bob: Do you know what the name of the street is?Frank: Yes, I think its Jennings Lane. Now, when you come to the stop sign, take the street on the left. Youll be on 8th Avenue. Bob: OK, I go straight ahead on this street to the third traffic light. Thats Jennings lane.Frank: Yes, thats right. Bob: Then I continue on to the stop sign and take a right on 8th Avenue.Frank: No, take a left at the stop sign onto 8th Avenue. Bob: Oh, thanks. Whats next?Frank: Well, continue on 8th Avenue for about 100 yards, past a supermarket until you come to another traffic light. Take a left and continue on for another 200 yards. Youll see the bank on the right. Bob: Let me repeat that: I go about 100 yards, past a supermarket to the traffic light. I take a left and continue for another 200 yards. The bank is on the right.Frank: Yes, thats it! Bob: OK. Can I repeat this to see if Ive understood everything?Frank: Certainly. Bob: Go straight ahead until the third traffic light. Take a left, and continue on to the stop sign. Turn left onto 8th Avenue.Frank: Yes, thats right. Bob: Go past the supermarket, to another traffic light, take the first left and Ill see the bank on the left.Frank: Almost, youll see the bank on the right, after 200 yards or so. Bob: Well, thank you very much for taking the time to explain this to me!Frank: Not at all. Enjoy your visit! Bob: Thank you.

Analysis Of The Poem Three Quatrains By Faiz Ahmed...

When one thinks about the country India the first thing that will come to their mind is their rich, colorful clothes and animals that are part of their culture. Most do not think of the literature in India, and how life is incorporated into their writing. A common theme throughout Indian literature is life, and literary elements were used to reveal themes throughout their writing. A theme of pain in the narrator s life was explained more to the reader through the use of personification, repetition, and irony. These literary elements make the narrator s pain become more prominent and have more of an impact on the reader. Personification appeared often throughout Faiz Ahmed Faiz’s poems. The use of personification throughout his poems†¦show more content†¦By using repetition it adds more meaning to how the narrator is feeling. There are places that have sentimental value to the narrator, and the reader can see this through repetition. â€Å"[G]ate is still open† and â€Å"no gate opens† the reader can tell that gates are have an important meaning to the narrator since they are repeated (Faiz 551-552). Also since the gate is repeated in a positive and a negative way, the reader can see the connection the narrator has with feeling pain and the gates. The relationship the narrator has can be explained through repetition. The pain is greater than the relationship, â€Å"this night is the tree of pain, greater than you or me,† and, â€Å"this night, the tree of pain, vaster than you or me† ( Faiz 552). Since the narrator refers to the, â€Å"night, the tree of p ain†, could mean that the narrator has levels and parts of pain that are like branches of a tree. It also reveals what causes pain for the narrator. â€Å"My tormenter, my love, be near me† shows the reader the narrator had loved someone, but they left the narrator (Faiz 553-554). The pain will not be perfectly gone unless the person the narrator loves is with him. Along with personification and repetition the author used irony to show the theme of pain in the narrator. Along with Faiz Ahmed Faiz using personification and repetition throughout his poems, he also used irony. Irony is normally used in a

The Torture of Terrorists Violates the Bill of Rights Essay

The Founding Fathers demanded that the Bill of Rights be added to the Constitution, immediately after the federal government was created. They did this because they were aware that a federal government could end up arresting, imprisoning, torturing, and killing people for trumped up reasons (ABC News). They did this to maintain freedom and ensure that all individuals were treated equally by preventing a future, tyrannical regime. What they feared would happen, is happening today and the principles of a free society are being compromised. Even though the use of torture is banned by the Eighth Amendment to the U.S. Constitution, banned by the 1948 Universal Declaration of Human Rights, and the 1977 American Convention on Human Rights,†¦show more content†¦Ã¢â‚¬Å"Torture is ineffective as a means of extracting reliable information, and likely leads to faulty intelligence. Torture has long-term negative consequences for the mental health of both survivors and perpetrators of torture. The use of torture has far-reaching consequences for American citizens: it damages the reputation of the United States, creates hostility towards our troops, provides a pretext for cruelty against U.S. soldiers and citizens, places the U.S. in the company of some of the most oppressive regimes in the world, and undermines the credibility of the United States when it argues for international human rights.† (SPSSI) Consequently, President Obama influenced The War on Terror when he banned all use of torture as soon as he came to power in 2009. The War on Terror allows the government to use the term ‘unlawful enemy combatant’ to describe individuals who wage a war without wearing uniforms of any nation. Though America is formally at war just like in WWI and WWII, there are no other nations involved and the enemy does not fightShow MoreRelatedTorture Is A Violation Of Human Rights1337 Words   |  6 Pages In discussions of torture, one controversial issue has been if it is right to use torture to interrogate suspect terrorist (s) if they have information that can save civilian and military lives. On one hand, some argue that torture is never justified no matter what the situation is. On the other hand, some even contend that torture is a violation of our human rights. Others even maintain that it is ineffective and only causes more conflict. Some even think that it should be used as punishmentRead MoreTerrorist Interrogation1556 Words   |  7 Pagesinterrogation technique known as water boarding, in which a suspect has water poured over his mouth and nose to stimulate a drowning reflex, has been banned by CIA director Gen. Michael Hayden. Human rights groups and a number of leading U.S. officials have branded the practice of water boarding as torture, because it amounted to a mock execution. While new legislation, reportedly, gave the CIA the leeway to use water boarding, current and former CIA officials have decided to take it off the listRead MoreEthical Responsibilities of the Media1523 Words   |  7 Pagesviolating any human rights or offending viewers. Since there are no certain limitations put on broadcasting violent material, some Arab media channels like Al-Jazeera started excelling in giving the viewer a complete picture about what is occurring in warring nations. From broadcasting the casualties on the battlefield to airing hostage torture videos, Al-Jazeera and other news channels are airing more graphic footage, and this has many negative effects on the view ing public. Terrorists make use of thisRead MoreEthical Responsibilities Of The Media Essay1482 Words   |  6 Pagesviolating any human rights or offending viewers. Since there are no certain limitations put on broadcasting violent material, some Arab media channels like Al-Jazeera started excelling in giving the viewer a complete picture about what is occurring in warring nations. From broadcasting the casualties on the battlefield to airing hostage torture videos, Al-Jazeera and other news channels are airing more graphic footage, and this has many negative effects on the viewing public. Terrorists make use of thisRead MoreTorture is Unconstitutional1093 Words   |  5 PagesTorture is a hugely controversial subject in our society today. Torture is defined as an intentional use of pain or abuse to gain an advantage over an individual. According to TheWeeklyStandard, torture is applied to prisoners or detained person to obtain admission of crime or to simply impose pain and suf fering as a punishment (Krauthammer). Torture is also used to get information from the suspects by hurting them physically, mentally and emotionally. However, many argue that torture is againstRead MoreInhuman Enhanced Interrogation Techniques1564 Words   |  7 Pagestechniques violate human rights as well as detainee rights. There are few serious arguments for the retention of enhanced interrogation. The most compelling is the ticking time bomb theory. This theory is in fact based on logical fallacy. An executive order has banned the use of enhanced interrogation. It is the position of this summary that the current ban remain in effect. Torture is the intentional infliction of extreme physical suffering on some non-consenting, defenseless person. Torture in anyRead MoreAdvantages Disadvantages of Public Order Individual Rights2104 Words   |  9 PagesDisadvantages of Individual Rights and Public Order What are our individual rights and what is the meaning of public order advocates, and how can the advantages and disadvantages that are held in response to those rights be understood? Our individual rights are our moral principles sanctioning a man’s freedom of action in a social context. To live rationally by one’s reason in society, man needs only one thing from his fellow men; freedom of action. He requires rights to those actions necessaryRead MoreThe war on terror Essay1291 Words   |  6 PagesEver since the beginning of the terrorist attacks on American soil, the War on Terror has been involved in the lives of Americans and nations near us. The War on Terror’s background originated through conflicts between warring countries in the Middle East; U.S. involvement started when a terrorist guided plane crashed into the World Trade Center on September 11, 2001 in New York City. The attack was suspected to be the work of the middle-eastern terrorist group Al-Qa eda. The U.S. military, underRead MoreHuman Torture Should Not be Continued Essay2342 Words   |  10 PagesUnited Nations defines torture as any act by which severe physical or mental pain or suffering is intentionally inflicted on a person for such purposes as obtaining information or a confession, or punishing a person for an act that he is suspected of having committed. Torture also includes intimidating or coercing a person for any reason based on discrimination of any kind when a person acting in an official capacity inflicts pain or suffering (Convention Against Torture para. 2). Although someRead MorePatriot Act Essay1062 Words   |  5 Pagessignificantly at the state and local levels. This new legislation severely curtailed civil rights and liberties. The detainees at Guantanamo Bay is only the most prominent example of the administrations regulatory Practices and new policies during its war on terrorism. The detainees are not officially On U.S. territory and the government argues that they therefore have neither constitutional rights nor the rights guaranteed under the Geneva Convention, the international treaty governing detention

Asian Management Ownership - Networking and Management

Question: Describe the aspects of Ownership, Networking, and Management in the Indian Business System. Answer Introduction Over the past few years, different aspects of the business including the ownership, networking and management have created huge impacts on the Indian trading system. The prime forms of the ownership involve the professional, entrepreneurial businesses, public sectors, international companies, cooperatives and the non-government organizations (NGOs) (Gedajlovic et al. 2012). Moreover, it includes the family trading and interlinked family business groups. Since 1990, the government had launched the major divestment programs. Consequently, it has reduced the emphasis on the particular public sectors (Budhwar et al. 2013). However, after launching the divest program, the emphasis on the public-private partnership has been enhanced in an efficient manner. During that period, most of the entrepreneurial firms have been formed with the facilitation of the co-founding professional partners. For forming the entrepreneurial firms, professional partners have utilized the venture capital and oth er resources of funding. On the other hand, it has been seen that over the past decades, many foreign companies have invested adequate financial resources in India utilizing the joint venture and new investment and acquisition. Besides this, the family businesses are also increasing in the Indian market and most of the family businesses have been following the ownership structure. By analyzing the business report, it can be assessed that in 1990, there was an average of 18 businesses among the top 50 business houses including Tata Group (Garengo, Patrizia and Milind 2014). Hence, it can be assessed that over the years, the process of ownership has been changed in an effectual manner. In the Indian business system, there is a huge impact on the network. The particular business system is defined by the reliance on horizontal networks as well as the vertical networks. The vertical networks indicate the close and long-standing inter-firm relational contacts between consumers and suppliers. Due to the linkage of large component suppliers with the large automotive firms, the automotive industry exemplifies. For instance, in the 1950s, many indigenous automotive firms had been formed through a particular policy framework following the requirement of the local content prerequisites (Jayaram et al. 2014). It indeed encouraged the vertical disintegration. The renowned car selling company Maruti was formed in 1982 through a joint venture between the Government of India and Suzuki of Japan. However, the particular company needed to follow a particular business framework stating the requirements of the local Indian components. Aside from this, the comparative advantages of In dia are leading the value-added services and designs. It indicates the higher potentiality of the growth in a structural manner. The business management style in India is structural. By analyzing the history of the Indian business, it can be assessed that the particular country believes in the hierarchical society. Consequently, it should have some impacts on management style in the business. The managers position demands some roles for executing the business in an efficient manner. Most of the businesses in India follows either participative or the autocratic management style (Budhwar et al. 2013). Most of the multinational organizations have been showing adequate interest in establishing the business in India due to its diverse workforce culture at the workplace. Hence, it can be assessed that the effective management style indeed facilitates the Indian businesses in experiencing the enormous growth within the certain timeline. References: Budhwar, Pawan S., and Yaw A. Debrah, eds.Human resource management in developing countries. Routledge, 2013. Garengo, Patrizia, and Milind Kumar Sharma. "Performance measurement system contingency factors: a cross analysis of Italian and Indian SMEs."Production Planning Control25, no. 3 (2014): 220-240 Gedajlovic, Eric, Michael Carney, James J. Chrisman, and Franz W. Kellermanns. "The adolescence of family firm research taking stock and planning for the future."Journal of Management38, no. 4 (2012): 1010-1037 Jayaram, Jayanth, Mita Dixit, and Jaideep Motwani. "Supply chain management capability of small and medium sized family businesses in India: A multiple case study approach."International Journal of Production Economics147 (2014): 472-485.

Literary Devices in Declaration of Independence free essay sample

In the Declaration of Independence Thomas Jefferson established his position as one of the many persons who wanted to dissolve their bonds with Britain in order to looked for their Independence; they could found a new country based in their ideals in which every person could express one’s point of view, so everyone would be equal in the eyes of the new government. His ideas of independency are incorporate in every paragraph of the Declaration, for visualize what are his thoughts and feelings about his and the colonist people’s situation. For example, the â€Å"establishment of an absolute tyranny over these states† (p. 1 para. 2) led to a large list of complaints against the king of Great Britain, which demonstrates the anger and desperation of the people interpreted by Jefferson words. In the Preamble, Jefferson appeal to Ethos so as to explain that is necessary to people to dissolve their bonds with British and say why of this action, so they would be free. We will write a custom essay sample on Literary Devices in Declaration of Independence or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page He used positive connotation words to elevate the confidence of the country, so they could assume the future responsibility of fight for their land. In â€Å"nature’s God entitled them† (p. 1 para. 1) Jefferson emphasize religion, which was in that moment what people put their hope in, as an emotional push, so they would â€Å"assume among the powers of the earth† (p. 1 para. 1). Moreover in the Declaration, based in logos, Jefferson intensify the creation of the new government that has the duty of protect all men’s unalienable right. The use of anaphora is notable during this paragraph like the word â€Å"that†, to summarize the â€Å"truths† of â€Å"that all men are created equal† (p. 1 para.2) giving as a result the use of allusion in words like â€Å"human rights, God laws of nature and founding fathers†. In this, logos is used as cause and effect, so it indicates what people should do if their government doesn’t work as it should be â€Å"whenever any form of government becomes destructive†¦ it is right to people†¦ to abolish it† (p. 1 para. 2), in order to effect â€Å"their safety and happiness†. Furthermore, a list of complaints against the king is presented with a indignant, angry and disliking tone which show the injustices that provoke this Declaration. The use of diction accentuates the anger and the fear of exhausting â€Å"history of repeated injuries and usurpations† (p. 1 para 2) such as the word of death mention in â€Å"the mercenaries to complete the works of death† (p. 2 para 19). This can cause an effect of passionate anger in people’s attitude remembering their hostile live with Britain now that they already have and actively mind for freedom. Finally in the criticism of the British people and the conclusion of the Declaration of Independence, Jefferson use ethos to exalt the fury of the colonist people and the hope of their future government lead it by them. As the previous paragraphs written by Jefferson, he use parallelism with the word â€Å"we† that stand for all the people were angered with the British people because the British never helped them, â€Å"We been wanting in attention to our British brethren† (p. 3 para. 3). Consequently, in the conclusion, Jefferson use strong ethos to establish that â€Å"they are absolved from all allegiance to the British Crown† (p. 3 para. 4),and they were now a â€Å"free and independent states†. References Gerber, Scott Douglas. To Secure These Rights: The Declaration of Independence and Constitutional Interpretation. NYU Press, 1996. Cuddon, John Anthony. Dictionary of literary terms and literary theory. John Wiley Sons, 2012. Becker, Carl Lotus. The Declaration of Independence: A study in the history of political ideas. Vol. 60. Harcourt, Brace, 1922. Wills, Garry. Inventing America: Jeffersons declaration of independence. Houghton Mifflin Harcourt, 2002. Momaday, N. Scott. House made of dawn. Harper Perennial, 1999. Jameson, Fredric. Third-world literature in the era of multinational capitalism. Social text 15 (1986): 65-88. Medvedev, P. N., and M. M. Bakhtin. The Formal Method in Literary Scholarship: A Critical Introduction to Sociological Poetics (1928). Cambridge, MA.: Harvard UP (1985).

Free Essays on Bertolt Brecht And The Caucasian Chalk Circle

Bertolt Brecht and The Caucasian Chalk Circle Bertolt Brecht was one of the most prominent figures in theatre during the twentieth century. A German poet, playwright, and theatrical reformer, Brecht was born in Ausburg in 1898, and died in East Berlin in 1956. Throughout his lifetime, Brecht contributed an impressive body of work, including four volumes of prose and short stories, three volumes of poetry, seven volumes of plays, two volumes of scripts and scenarios, three volumes of essays on theatre, two volumes of essays on literature and art, and one volume of essays on politics and society. Some of his best known works are Baal, Man is Man, The Threepenny Opera, Mother Courage and Her Children, The Good Woman of Setzuan, The Caucasian Chalk Circle, and Galileo. One of Brecht’s greatest contributions to theatre was a technique known as the alienation effect, designed to encourage the audience to detach themselves emotionally from the play. He encouraged his audience members to think rather than feel, or become t oo involved in the story. Brecht developed a form of drama known as epic theatre, in which the ideas or lessons are important, and are the reason for telling the story. Brecht was a socialist, and his political views are evident in most of his work. He used his work as a forum to address the political issues and the current events of his day. He staunchly opposed Nazi rule of Germany, and fled the country in 1933. He lived in the United States from 1941 until 1947, and it was during this time that he wrote The Caucasian Chalk Circle (Stern vii). Brecht had always allowed himself to be influenced by a variety of sources including, but not limited to, the theatres of Japan, India, and China, as well as Greek tragedy, fair-ground entertainments, and the Elizabethans (Bertolt paragraph 2). Brecht borrowed from many sources for The Caucasian Chalk Circle. The story is loosely based on an ancient Chinese leg... Free Essays on Bertolt Brecht And The Caucasian Chalk Circle Free Essays on Bertolt Brecht And The Caucasian Chalk Circle Bertolt Brecht and The Caucasian Chalk Circle Bertolt Brecht was one of the most prominent figures in theatre during the twentieth century. A German poet, playwright, and theatrical reformer, Brecht was born in Ausburg in 1898, and died in East Berlin in 1956. Throughout his lifetime, Brecht contributed an impressive body of work, including four volumes of prose and short stories, three volumes of poetry, seven volumes of plays, two volumes of scripts and scenarios, three volumes of essays on theatre, two volumes of essays on literature and art, and one volume of essays on politics and society. Some of his best known works are Baal, Man is Man, The Threepenny Opera, Mother Courage and Her Children, The Good Woman of Setzuan, The Caucasian Chalk Circle, and Galileo. One of Brecht’s greatest contributions to theatre was a technique known as the alienation effect, designed to encourage the audience to detach themselves emotionally from the play. He encouraged his audience members to think rather than feel, or become t oo involved in the story. Brecht developed a form of drama known as epic theatre, in which the ideas or lessons are important, and are the reason for telling the story. Brecht was a socialist, and his political views are evident in most of his work. He used his work as a forum to address the political issues and the current events of his day. He staunchly opposed Nazi rule of Germany, and fled the country in 1933. He lived in the United States from 1941 until 1947, and it was during this time that he wrote The Caucasian Chalk Circle (Stern vii). Brecht had always allowed himself to be influenced by a variety of sources including, but not limited to, the theatres of Japan, India, and China, as well as Greek tragedy, fair-ground entertainments, and the Elizabethans (Bertolt paragraph 2). Brecht borrowed from many sources for The Caucasian Chalk Circle. The story is loosely based on an ancient Chinese leg...